Helping Create Your Financial Plan

Each of us has a different vision of what it means to be financially secure, and your vision is likely to change throughout your lifetime – when you begin your career, start a family, educate your children and enter retirement.  I can help you create a personalized financial plan that has a firm foundation in your beliefs and addresses your hopes for the future.

Melissa Oliverio's Qualifications

Melissa Oliverio is a Long Term Care Specialist
Melissa has received one of the most extensive educations available for financial professionals in the field of long-term care insurance.  Graduates of the CLTC designation program from the Corporation for Long-Term Care Certification, Inc. have completed a multidisciplinary curriculum with a detailed concentration on essential information involved in the sale of long-term care insurance.  The program, acknowledged by state regulators as an appropriate continuing education means, is a valuable resource for financial professionals who desire to remain up-to-date on industry trends.

How Much Would a Future Long-Term Care Event Cost?

Use the LTC Cost Calculator to better understand the potential cost of a long-term care event and how it can vary by age, where the care takes place and the length of care.

To Learn More About Long Term Care, click here.

 

Melissa Kirk Oliverio, J.D., CLTC

Long Term Care Specialist

  • 304-292-3339
  • 304-680-2274
  • FAX 304-292-0093

ABC’s The Chew features Northwestern Mutual’s Childhood Cancer Program

ABC’s The Chew stirred up a delicious lemonade recipe in support of Northwestern Mutual’s Childhood Cancer Program and partnership with Alex’s Lemonade Stand Foundation. See the story of financial representatives Jessica and Jeff Salazar and their son, Austin, and their personal fight against childhood cancer.

The Greatest Gift: A Plan for Long-Term Care

How planning in advance for long-term care needs can help loved ones.

Watch the Video Now

When is it a good time to take on debt?

When you want something such as an education, a new car, a new TV, or a home, it’s not uncommon to take out a loan or even use your credit card. In this month’s Ask the Financial Expert column, our experts weigh in on the topic and discuss “good debt versus bad debt” and how debt as a whole affects our economy.